Dear Reader, There are going to be moments when building wealth feels like too much. Following your financial plan so you can retire early will require deep commitment—and some days, that commitment will feel exhausting. Pursuing a degree to access a higher-paying career while managing work, family, and bills can feel like too much. Reviewing your debt, seeing the interest accumulate, and knowing you don’t yet have the extra cash flow to make a dent can feel like too much. Automating...
3 days ago • 1 min read
Dear Reader, When I first considered combining finances with my partner, I was nervous. I didn’t grow up hearing my parents fight about money—but being raised by a single mother meant I felt the financial stress. I started working young, and from the very beginning, my money was meant to help my mom. That shaped how I approached dinero in relationships—sometimes by taking on too much, sometimes by keeping things separate to protect myself. So trust me when I say: combining finances with my...
8 days ago • 2 min read
Dear Reader, You don’t have to be yelled at or harassed for a workplace to be toxic. Sometimes it’s the subtle stuff—the kind that chips away at your confidence and peace little by little: Getting passed over for promotions with no explanation Being left out of important conversations or meetings Watching leadership reward poor behavior while ignoring yours Working late regularly because the workload is unrealistic Feeling anxious every Sunday night about what the week might bring If any of...
9 days ago • 2 min read
Dear Reader, Do you think you’re making good money? Many of us do—especially when we’re earning more than our parents ever did. But "good money" is relative. When my husband and I first hit six figures combined, we thought we were thriving. But when I checked the MIT Living Wage Calculator, I realized that in Los Angeles for a family of four, that was just barely enough to cover the basics. No self-care, no vacations, no real financial security—just scraping by. I want you to take a moment...
15 days ago • 1 min read
Dear Reader, Money fights aren’t really about money. They’re about communication, habits, and unresolved conflict. When couples struggle with debt, it usually boils down to one (or all) of these three issues: (1) Communication & Transparency Issues Sounds like: “You spent what?!” “I didn’t know we owed that much!” “I feel like I have to handle everything.” If one of you avoids talking about money while the other takes on the full emotional load, resentment builds. Maybe one of you feels like...
17 days ago • 2 min read
Dear Reader, I wouldn’t have the business I have today if I hadn’t learned how to leverage debt with peace. On social media, people love to talk about hitting six-figure years and growing their business—without mentioning the debt they carry. But here’s the truth: entrepreneurs making multiple six figures (even running million-dollar businesses) are leveraging debt. Debt is not a sign of failure. It’s a sign that at this moment, you don’t have the extra cash flow yet to invest in the growth...
22 days ago • 1 min read
Dear Reader, Unemployment has a way of making you doubt yourself. Every unanswered application, every “we’ve decided to move forward with another candidate,” every month that passes without a new income stream can start to feel personal. But listen: Your net worth and your employment status do not define you. Right now, you might be caught in a loop of self-doubt, feeling like not having a job means something about your intelligence, skills, or future. It doesn’t! Unemployment is more common...
24 days ago • 2 min read
Dear Reader, As an anxiously ambitious first- or second-gen wealth builder, you already know that financial security isn’t just about numbers—it’s about how you feel. When you have a plan for your dinero, your nervous system finally gets to exhale. That’s why I teach wealth-building through Financial Planning & Self-Care—because wealth is built with both strategy and emotional resilience. One of the most challenging parts of the wealth-building cycle is increasing your income. The cycle...
29 days ago • 2 min read
Dear Reader, It’s one thing to fear failure and avoid taking risks altogether. It’s another thing to notice that fear, name it, and still move forward. If you’ve been hesitating to make a financial decision—whether it’s navigating a divorce, registering your business as an LLC, or taking out a car loan—you’re not alone. As an anxiously ambitious first- or second-gen wealth builder, you weren’t taught how to trust yourself with money. It makes sense to feel this way. Change requires action,...
about 1 month ago • 1 min read